Open Enrollment is now over. Now what?

Open Enrollment for 2025 has officially concluded! Below are the adjustments you can still make, exceptions, and products available year-round.

1. You can enroll in coverage anytime during the year through a Special Enrollment Period (SEP). SEPs encompass various life changes such as:

   - Losing health insurance (like Medicaid, CHIP, a parent’s policy, or group coverage)

   - Relocating

   - Getting married, having a baby, or adopting a child

2. Ensuring your estimated Modified Adjusted Gross Income is accurate for 2025 is crucial, as it influences the subsidy amount you qualify for. You can update your income throughout the year on Healthcare.gov or by contacting your agent.

3. It's tax season, and if you received a subsidy for 2024, you'll need your 1095-A form. The Marketplace has sent these forms out, but you can also access them by:

   - Logging into your Marketplace account

   - Clicking "Your applications," and selecting your 2024 application

   - Selecting "Tax Forms"

   - Downloading all 1095-A forms

4. Certain health coverage types do not require an open enrollment period, such as Short Term Medical plans, Hospital Indemnity plans, Dental, Vision, Long Term Care, and Life Insurance. If you are interested in obtaining a quote, please contact us today!